Islander Insurance Inc

Lloyds of London was founded over 300 years ago by a group of wealthy individuals in London who pooled their resources to cover the risk of their ships being lost at sea. Now insurance covers not only ships and property but also our health, doctor visits and drugs! If you or your business don't qualify for a government plan or the benefits of a big corporation, where can   you find the best insurance? As an individual, your options range from a costly individual plan from a large carrier, limited benefit plans, going to the Healthcare.gov marketplace to see if you qualify for a government subsidy or going without insurance. With employees, you may be able to put together an affordable, fully funded or self-funded plan that will help you attract and keep the best employees. With the direction we are going in 2026, the government is moving away from socialized medicine except for seniors with Medicare and the poor with Medicaid which has opened up the need for agents to guide you through the range private insurance options.

Business owners don’t have the time or desire to research the available options. Aggressive sales agents want to steer you towards the options that pay them the highest commission. That’s why you should engage a trusted independent agent or agency with the experience, knowledge and access to all the best, most affordable plans available. You should avoid enrolling online or over the phone. Here is what you need to know about us:

· We have a combined 50 years of experience from our managing partners and further depth of knowledge with our referral partners’ experience and contacts.

· As advisors, we represent our client’s best interest not our insurance providers or our own pocketbooks

· We set in-person presentations and don't like selling over the internet, zoom or the phone. We try to educate our clients the old-fashioned way in their office or across the kitchen table

· We are involved in our local community and give back to the clients that support us

· We primarily serve South GA and NE FL with access to other states if required