Group vision insurance allows a covered employee to visit an in-network vision center to have their eyesight checked for a $10-$25 copay. If glasses are necessary, the insurance will cover the cost of the lenses for an additional $10-$25 copay. The primary expense here is the frames. Most fully insured plans offer an allowance of $130-$150 for frames, and if the selected frames fall within that budget, everything else will be covered. Unfortunately, many individuals choose frames that exceed this allowance. Nevertheless, this still represents substantial savings for employees. This group vision insurance benefit is typically available for less than $10 per employee per month, making it very affordable.
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