Individual Vision Plans

Vision insurance allows a covered employee to go to an in-network vision center and have their eye sight checked for a $10-$25 copay. If glasses are needed, the insurance will cover the cost of the lenses for another $10-$25 copay. The big ticket item here are the frames. Most plans will provide an allowance of $130-$150, and if the frames selected are within that budget, everything else will be covered. Unfortunately, most people select frames which cost significantly more than the allowance. BUT, it is still a significant amount of savings to the employee. This benefit is usually available for less

than $10 per employee per month, so it is very affordable. This benefit is often combined with dental to make the process easier for the participant.